ANCORD (Agente Autônomo de Investimentos)
Mandatory CVM credential for autonomous broker-distributed investment activity. Powered the Brazilian broker boom post-2018 (XP, BTG Digital, Inter, Avenue).
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Site oficial →Fundado
1979
Sede
Rio de Janeiro, Brazil
Público-alvo
Brazilian Agentes Autônomos de Investimentos (AAIs) — autonomous distribution agents at independent brokerages (XP Investimentos, BTG Pactual Digital, Inter Invest, Avenue, Toro, Genial Investimentos).
Principais características
- Single proctored exam (~80 MCQ, 4 hours)
- CVM-mandated for AAI registration under CVM Resolução 178
- Covers: market structure, financial products, regulation, ethics, compliance
- Pass rate: ~50-55%
- Recertification every 3 years
- ~30,000+ active AAI registrants (CVM 2024); huge growth post-2018 broker industry expansion
Como obter esta certificação
Pré-requisitos
None — open to anyone seeking AAI registration with CVM.
Por que se certificar — ROI
Impacto salarial
AAI compensation is heavily commission-driven; year-1 AAI at major broker BRL 4,000–BRL 8,000/month base + commission (highly variable BRL 0-50,000/month commission depending on book) (Catho Salário 2024; XP Investimentos public disclosures).
Benefícios de carreira
- O que a diferencia
- Mandatory CVM credential for autonomous broker-distributed investment activity. Powered the Brazilian broker boom post-2018 (XP, BTG Digital, Inter, Avenue).
- Reconhecimento do setor
- ANCORD proprietary; CVM-recognised under Resolução 178.
Quem deve obter esta certificação
Ideal para:
- Brazilian Agentes Autônomos de Investimentos (AAIs) — autonomous distribution agents at independent brokerages (XP Investimentos
- BTG Pactual Digital
- Inter Invest
- Avenue
- Toro
- Genial Investimentos).
Considere alternativas se:
- AAI model has come under CVM scrutiny for conflicts of interest (suitability, commissions)
- Career sustainability tied to broker industry consolidation
Preços
Os preços variam.
Pontos fracos
- AAI model has come under CVM scrutiny for conflicts of interest (suitability, commissions)
- Career sustainability tied to broker industry consolidation
Mercados atendidos
Brazil
Aviso: esta página contém links de afiliados.
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